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483 legal questions have been posted about insurance by real users. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Insurance Questions & Legal Answers - Page 6
Do you have any Insurance questions page 6 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 483 previously answered Insurance questions.
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Recent Legal Answers

I was hospitalized for 2 days in 2017 and my Insurance is refusing to pay my claims and stating that it’s past 6 months.

Answered 7 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Why was there a delay in submission and why did the health care provider not submit the bills and claim?
Why was there a delay in submission and why did the health care provider not submit the bills and claim?

auto insurance

Answered 7 years and 6 months ago by attorney Lori Nevias   |   1 Answer   |  Legal Topics: Insurance
You're not facing criminal liability. And this is not a legal question, it's a math question. You were paid the correct amount of money by your insurance company based on the $2400 estimate. Your insurance company was responsible for paying for the $2400 repair minus your $1000 deductible. That's $1400, which was paid to the collision shop. But you still owed the collision shop the rest of the $2400. That's why you paid $1000 to them. The collision shop was honest. Your insurance company did the right thing. It's all good. ... Read More
You're not facing criminal liability. And this is not a legal question, it's a math question. You were paid the correct amount of money by your... Read More

Any legal ramifications for a claims firm stalling the acceptance of my auto claim? Kept claiming it wasnt one for them to take. In fact it was.

Answered 7 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Not much can be done about a short delay on a first party claim from a legal angle. Unless you want to spend several thousand dollars out of pocket to make a point. As a general rule, insurance carriers don't "provide" a rental - but rather reinburse your expenses for one.  If you were hurt in the accident you REALLY need to retain a lawyer as you may experience much of the same jerking around and good lawyer can help you work through that and maximize your claim. ... Read More
Not much can be done about a short delay on a first party claim from a legal angle. Unless you want to spend several thousand dollars out of pocket... Read More

Can my insurance company ignore or deny my request for ALE reimbursement?

Answered 7 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Thats what happens when you try to save money and hire a on-lawyer on issues involving legal matters. You may well have signed a release and waived any supplemental or later claims. You will now need to hire a lawyer, possibly at an hourly rate, to address this. 
Thats what happens when you try to save money and hire a on-lawyer on issues involving legal matters. You may well have signed a release and waived... Read More

I Have an issue with Kia Motor Finance not providing documents to my Gap Insurance company

Answered 7 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You may need to hire a lawyer to intervene or possibly sue one or the other for damages. This is likely due the GAP insurance having issue with missed payments or a claim of remaining value that exceeds the amoritization schedule.
You may need to hire a lawyer to intervene or possibly sue one or the other for damages. This is likely due the GAP insurance having issue with... Read More

hurricane damage insurance claim - public adjuster is not performing well

Answered 7 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Then you will now likely need to hire the lawyer you probably shoudl have hired from the start. They can assist in addressing any claim made by the PA. 
Then you will now likely need to hire the lawyer you probably shoudl have hired from the start. They can assist in addressing any claim made by the... Read More

I need a lawyer that does not get paid until I win the case. My issue is dealing with family member that has cashed in my fathers CD's

Answered 7 years and 6 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
If you are looking for someone to take the case on a contingency basis, then you need to call around to various attorneys in your area to talk with each one about the case.
If you are looking for someone to take the case on a contingency basis, then you need to call around to various attorneys in your area to talk with... Read More

insurance

Answered 7 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You will need to hire a lawyer to handle this. If the accident was someone elses fault, yand you were injured, ou need an injury lawyer. They will often take cases on a contingent fee. Otherwise, you will need to pay for a lwyer out of pocket to intervene and addres this issue. 
You will need to hire a lawyer to handle this. If the accident was someone elses fault, yand you were injured, ou need an injury lawyer. They will... Read More

car insurance

Answered 7 years and 7 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Read your policy. Yes they can. They know that you will allow an uninsured driver who lives in your house to drive your car 
Read your policy. Yes they can. They know that you will allow an uninsured driver who lives in your house to drive your car 

If a insurance company sent you a letter.

Answered 7 years and 7 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
I don't see a question in this summary.
I don't see a question in this summary.

Do I need to have insurance from 2 states on 1 vehicle if I am in the process of moving??

Answered 7 years and 7 months ago by attorney Tina Michelle Willis   |   1 Answer   |  Legal Topics: Insurance
Whether your coverage will apply, and in which state, and when, depends on the language of the policy, which I can't read. So you will either need to trust your insurance company about what the policy says, or get a copy and read it yourself.   Most policies are complicated.  They are also different from each other (vastly).  So we can't tell you some general rule.  It depends on what your policy says. I will tell you that I have handled cases where there was a huge fight about whether coverage still applied because of a move from one state, to another, with a transfer of insurance.  So I would not mess around with this.   If you want to be safe, your best bet is to buy the coverage for the new state as soon as you possibly can.  Until then, you are in the danger zone and possibly may not have coverage if/when you need it. Best of luck to you. Tina Willis Law - Personal Injury, Car & Truck Accident & Medical Malpractice Lawyer 390 N. Orange Avenue, Suite 2300G Orlando, Florida 32801 (407) 803-2129 https://injuryattorneyflorida.com... Read More
Whether your coverage will apply, and in which state, and when, depends on the language of the policy, which I can't read. So you will either need... Read More

What if I can not find an auto shop to make the repairs on my older vehicle?

Answered 7 years and 8 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
If u have suffered any injuries from your rear end accident then you should seek medical attention and hire counsel on contingency fee. Most counsel will handle the property damage issues on a complimentary basis. 
If u have suffered any injuries from your rear end accident then you should seek medical attention and hire counsel on contingency fee. Most counsel... Read More

If you by a car and pay 1700 for dis. Incs then when you do get disabled n put off can they refund insc $ to nissan dealer n not inform you after 3 yr

Answered 7 years and 8 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
The insurance company can not cancel after 3 years unless you misrepresented your physical conidition at the time that you took out the policy.
The insurance company can not cancel after 3 years unless you misrepresented your physical conidition at the time that you took out the policy.

should my loss for personal property be paid directly to me in a check seperate from dwelling damage.

Answered 7 years and 9 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
that depends on the insurance company.
that depends on the insurance company.

Is a contact valid if the copy I received isn't signed by the other party?

Answered 7 years and 9 months ago by attorney Robert Allen Shipley   |   1 Answer   |  Legal Topics: Insurance
Linda, if the question focuses on a contract that mat not have been fully executed, then the answer depends in part on whether the parties, you and the PA, acted consistent with the terms of the contract. If the PA performed consistent with the agreement and the question is whether the contract does not have to be honored because you did not receive an executed copy of the report, then, and without having the opportunity to review the agreement or the work performed, it is likely you will have to honor. It appears that a fully executed copy of the report exists, you can request from the insurance company or PA. Thank you.... Read More
Linda, if the question focuses on a contract that mat not have been fully executed, then the answer depends in part on whether the parties, you and... Read More

metlife payed me insurance money after husband passed away but his first wife is sueing me for the money after 3 years

Answered 7 years and 10 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
You need to contact an attorney in your county and consult with that attorney.
You need to contact an attorney in your county and consult with that attorney.

can a judge try my case twice

Answered 7 years and 10 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
In Tennessee, judges from the more rural counties sit in multiple counties. So the answer is yes.
In Tennessee, judges from the more rural counties sit in multiple counties. So the answer is yes.

During hurricane Irma we incurred some wind and water damage put claim with insurance we knew $1000 deductible over 6000 in damages we got nothing

Answered 7 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
The problem here is the WHY...I suspect you have more than a $1,000.00 deductible and thats what the insurance company said in the declination letter. You will need to hire a lawyer, possibleat some expense, to review your claim and policy to see why the insurance company has paid nothing. This needs to be addressed ASAP as you are 5 months post event and not resolved this issue. ... Read More
The problem here is the WHY...I suspect you have more than a $1,000.00 deductible and thats what the insurance company said in the declination... Read More

what can I do for this rental car insurance company for the following issue?

Answered 7 years and 10 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You will likely need to hire a lawyer to address this if the samages are substantial. Its impossible to tell what happened or whats covered without reviewing the documents. 
You will likely need to hire a lawyer to address this if the samages are substantial. Its impossible to tell what happened or whats covered without... Read More

Im a 50% deeded owner on a property but was never added to the insurance policy. We have a total loss fire claim now Am I covered?

Answered 7 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
In theory you should be - it will depend on the interest insured and the nature of the 50% interest as defined by the deed.
In theory you should be - it will depend on the interest insured and the nature of the 50% interest as defined by the deed.

Was in an accident last Thursday, insurance what to pay me only for the value of the car. The accident was not my fault, what do I do.

Answered 7 years and 11 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
You should hire counsel immediately to represent you in pursuing a claim against the at fault driver. Additionally,  you should not give any statements to the other sides insurance company and take photos of the car wreck before the repairs are completed    Stephen Black, 407-581-2581 licensed in Texas and Florida ... Read More
You should hire counsel immediately to represent you in pursuing a claim against the at fault driver. Additionally,  you should not give any... Read More

Misrepresentations on application

Answered 7 years and 11 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Based upon your summary of the facts, your misrepresentation of prior losses is enough to allow the insurance company to cancel your policy and not to pay your claim. You would lose!
Based upon your summary of the facts, your misrepresentation of prior losses is enough to allow the insurance company to cancel your policy and... Read More

How do I fight an insurance company?

Answered 7 years and 11 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
This is a problem with third party property damage cases, especially for low end cars. They aren't worth spending money on to litigate over, the inurance carrier knows this and lowballs and lawyers won't take the cases on a contingent fee, again, not financially viable. This is why its critical ot have collision coverage on your car. Your remedy is to file a lawsuit against the at fault driver for damages - though you may be throwing good money after bad doing so, unless the insurer capitulates. ... Read More
This is a problem with third party property damage cases, especially for low end cars. They aren't worth spending money on to litigate over, the... Read More

I had a leak in bathrooms .Condo asso insurance has have since June 10 to finish them

Answered 8 years ago by attorney Hon. Max L Rosenberg   |   1 Answer   |  Legal Topics: Insurance
What have you done to see that the insurance company is aware of these issues? Have you also been in touch with your Board of Directors of the condos?
What have you done to see that the insurance company is aware of these issues? Have you also been in touch with your Board of Directors of the condos?

am I able to sue an insurance company for rental car reimbursements

Answered 8 years ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Yes - but it wil cost more than the amount you are likely seeking. 
Yes - but it wil cost more than the amount you are likely seeking. 
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