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483 legal questions have been posted about insurance by real users. Ask your question and dive into the knowledge of attorneys who handle your issue regularly. Similar topics to explore also include fidelity and surety, reinsurance, and automobile insurance. All topics and other states can be accessed in the dropdowns below.
Insurance Questions & Legal Answers - Page 8
Do you have any Insurance questions page 8 and need some legal advice or guidance? Ask a Lawyer to get an answer or read through our 483 previously answered Insurance questions.
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Recent Legal Answers

Truck was repossessed. His financial institution is claiming he didn't have insurance for a period of time which is false.

Answered 8 years and 3 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
There is something missing here as it makes little sense that a lender repossess a vehicle or obtain forced coverage when there was no lapse in coverage and any change in converage was timely provided to them. You probably need to hire a lawyer at this point, at some expense, to address this and do so immediately. ... Read More
There is something missing here as it makes little sense that a lender repossess a vehicle or obtain forced coverage when there was no lapse in... Read More

car accident

Answered 8 years and 4 months ago by attorney Stephen Arnold Black   |   1 Answer   |  Legal Topics: Insurance
Consult with counsel about investigating other sources of recovery like UM coverage
Consult with counsel about investigating other sources of recovery like UM coverage

NO INSURANCE PROVIDED.

Answered 8 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Oh heavens above! Making an 18 y/o adult pay his own way? However will he survive? This is not a legal question. This is a family squabble. As an adult if your B/F doesnt like how his mother treats him, the benefit of being an adult is he can also just leave on his own and do what he wants then. ... Read More
Oh heavens above! Making an 18 y/o adult pay his own way? However will he survive? This is not a legal question. This is a family squabble. As an... Read More

My employer took away my health benefits and all other benefits because I did not make my full-time hours two weeks in a row due to illness.

Answered 8 years and 4 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Sorry, but she is within her right to do that. Contact the Department of Labor if you want to file a complaint.
Sorry, but she is within her right to do that. Contact the Department of Labor if you want to file a complaint.

Can insurance agencies apply insurance on a home after the death of the homeowner without informing there depended

Answered 8 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Not from the start - but an lender can have forced coverage or pay for the insurance continuation through the escrow funds. Not sure why this is an issue. 
Not from the start - but an lender can have forced coverage or pay for the insurance continuation through the escrow funds. Not sure why this is an... Read More

Hi, I'm in Florida and I had a question in regards to dealing with a public adjuster. I signed a contract but there was no date on it and he asked me

Answered 8 years and 4 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Whenever you are dealing with non-lawyer alternatives to penny pinch money on a legal issue - its simply impossible to determine what is "normal" since you dealing often illegal, unregulated or barely regulated people. You should never sign ANY contract that is not fully completed signed and dated as a general rule, however. ... Read More
Whenever you are dealing with non-lawyer alternatives to penny pinch money on a legal issue - its simply impossible to determine what is "normal"... Read More

This is about a situation where the warranty co. and the home owners ins. did not take care of the home owner.This is from 2015. Is it too late?

Answered 8 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Your best bet is to contact local legal aid and see what they can do for you. 
Your best bet is to contact local legal aid and see what they can do for you. 

I was hit by another car in Jackson tn I had no insurance and they sued me and one my licences are revoked now what do I need to do

Answered 8 years and 5 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
If you got sued and lost, then you can make arrangements to pay on the judgment. With that agreement, you can then get you license back but you are going to have to get insurance.
If you got sued and lost, then you can make arrangements to pay on the judgment. With that agreement, you can then get you license back but you are... Read More

Someone hit my parked car and it is totaled. There were 5 cars involved. I filed claims but denied by Geico and Hereford insurance both. What to do?

Answered 8 years and 5 months ago by attorney Lori Nevias   |   1 Answer   |  Legal Topics: Insurance
Sue both Geico and Hereford and let them sort it out in court. If the damage is $5000 or less it's small claims court, otherwise sue them in civil court (if it's in NYC) or the local district court where you are located. 
Sue both Geico and Hereford and let them sort it out in court. If the damage is $5000 or less it's small claims court, otherwise sue them in civil... Read More

Hi my car was hit on the driver side and his insurance denied the claim. What can I do?

Answered 8 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
No idea about the solution without knowing the issues. If you don't have your own collision coverage you will have to wiegh the expense of hiring a lawyer to address the issues in the claim and possibly suing the at fault indiividual if you think he is collectible. 
No idea about the solution without knowing the issues. If you don't have your own collision coverage you will have to wiegh the expense of hiring a... Read More

My husband was hit in the rear on 195 and insurance only paid 13 thousand we paid 25 thousand to replace can we get what out oop

Answered 8 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Not sure what the question is - but if there was such an accident with the damages described your husband simply needs to hire a laywer to handel the issues. 
Not sure what the question is - but if there was such an accident with the damages described your husband simply needs to hire a laywer to handel the... Read More

how are ins. companies required to pay for a car their driver cited at fault totals. offer was half of fair market value

Answered 8 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You are entiled to fair market value - problem is this is often the subject of debate and lowballing by the other insurance carrier. 
You are entiled to fair market value - problem is this is often the subject of debate and lowballing by the other insurance carrier. 

Do I have to set up an estate for my child in order to collect on a death claim from an insurance company?

Answered 8 years and 5 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Generally, yes. This will typcially require hiring a lawyer to handle for several reasons. 
Generally, yes. This will typcially require hiring a lawyer to handle for several reasons. 

Can I sue my medical insurance

Answered 8 years and 6 months ago by attorney Attorney Lawrence H. Adler   |   1 Answer   |  Legal Topics: Insurance
If your doctor wrote up the need for the MRI correctly and your insurance company pursuant to the contractual terms was required to do the MRI or that reasonably should have done so you do have a legal claim to sue the insurance company for the extra year of your pain and suffering. If the outcome of your surgery is the same regardless of when you had the MRI that would cut off your damages. The terms of your insurance policy will ultimately dictate if you have a lawsuit.... Read More
If your doctor wrote up the need for the MRI correctly and your insurance company pursuant to the contractual terms was required to do the MRI or... Read More

homeowners insurance loss of use - renting from relative

Answered 8 years and 6 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Maybe - you will need to ask your insurer what evidence they will accept. As you may imagine, they will want to see actual documentation and transfer of money to avoid allegations of collusion. 
Maybe - you will need to ask your insurer what evidence they will accept. As you may imagine, they will want to see actual documentation and transfer... Read More

I need help resolving a reinstatement of disability insurance

Answered 8 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Its simply not a case most lawyers will take on a contingent fee whichi likely the issue. You may have to retain lawyers outof pocket and go from there. 
Its simply not a case most lawyers will take on a contingent fee whichi likely the issue. You may have to retain lawyers outof pocket and go from... Read More

If you don't stay in your home buy a relative does and someone sets your house on fire are you not covered what should you do if denied claim

Answered 8 years and 7 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
Sorry, to many unknown factors and can not be answered in this forum. You need to consult with an atttorney.
Sorry, to many unknown factors and can not be answered in this forum. You need to consult with an atttorney.

Billing dispute ? I had a routine, clean Colonoscopy. I recvd a bill, stated Dr was out of network. Not once was I told this the day of. Can I fight?

Answered 8 years and 7 months ago by Patrick Johnson (Unclaimed Profile)   |   1 Answer   |  Legal Topics: Insurance
The responsibility is yours to determine if the physician that you choose is within network or not.
The responsibility is yours to determine if the physician that you choose is within network or not.

large insurance comanpy defrauding customers(myself)into insurance plans that are in compliance with ACA but fined when taxes due.

Answered 8 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
This will depend on the nature of the agent you spoke with. If a captive agent could be a claim against the carrier. If a non-captive agent you may have a claim against the individual agent/broker. You need to have this reviewd by a lawyer. 
This will depend on the nature of the agent you spoke with. If a captive agent could be a claim against the carrier. If a non-captive agent you may... Read More

Can I get compansation

Answered 8 years and 7 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Um...no? For what reason would you suggest that any one owes him compensation because of a possible result from him giving blood?
Um...no? For what reason would you suggest that any one owes him compensation because of a possible result from him giving blood?

Hello. I am looking for someone to assist me with a HIPPA violation suit

Answered 8 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
This would be potential case - but one you would have to retain a lawyer on an hourly rate/retainer to address. There is no HIPAA independent right of filing a law suit. 
This would be potential case - but one you would have to retain a lawyer on an hourly rate/retainer to address. There is no HIPAA independent right... Read More

do I have a case for lack of payment

Answered 8 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
You have a claim against the landscaping company and maybe the LL - but it may not be financially viable. Thats why renters insurance is so crucial. 
You have a claim against the landscaping company and maybe the LL - but it may not be financially viable. Thats why renters insurance is so... Read More

I am listed on my moms home owners policy as the additional insured to her home but that is not being honored by the Ins. co.

Answered 8 years and 8 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
Likely because you are an inusred as to liability. You have no ownership interest in the property until its titled in your name. 
Likely because you are an inusred as to liability. You have no ownership interest in the property until its titled in your name. 

I am looking for a lawyer who will represent me in a 3rd party inherent diminished value claim.

Answered 8 years and 8 months ago by attorney Lori Nevias   |   1 Answer   |  Legal Topics: Insurance
What would the trade-in value have been without the accident? You don't need an expert for this, your dealership can give you that information. 
What would the trade-in value have been without the accident? You don't need an expert for this, your dealership can give you that information. 

I have two open insurance policies and the insurance company won't cancel the first one and refund the deposit.

Answered 8 years and 9 months ago by attorney Mark Tischhauser, Esq.   |   1 Answer   |  Legal Topics: Insurance
That simply makes no sense. Something is missing here unless you still have BOTH cars titled in your name. You can call the Florida Department of Insurance and see if they can help you sort this out. 
That simply makes no sense. Something is missing here unless you still have BOTH cars titled in your name. You can call the Florida Department... Read More
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