Asked on May 30th, 2017 on Insurance - Connecticut
More details to this question:
My medical insurance refused 3 times to allow me to have an MRI almost a year ago I've been in excruciating pain since then seen many doctors been to the emergency room had physical therapy in march 2017 i finally got the MRI that I needed and was told that I need cervical fusion from C4 to C7 I'd like to know if I could sue my medical insurance company for denying my MRI I feel that I'm in excruciating pain now because of them this matter could have been taken care of a long time ago had I gotten the MRI that I needed
If your doctor wrote up the need for the MRI correctly and your insurance company pursuant to the contractual terms was required to do the MRI or that reasonably should have done so you do have a legal claim to sue the insurance company for the extra year of your pain and suffering. If the outcome of your surgery is the same regardless of when you had the MRI that would cut off your damages. The terms of your insurance policy will ultimately dictate if you have a lawsuit.
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