First, if you have health insurance, Medicaid or medicare, I recommend that you let your health insurer pay your medical bills. They will have a right to be reimbursed out of your claim for the other driver, but you do not know yet how long it will take for you to settle your claim, and in the end, there will be more insurance left over for pain and suffering if necessary because your medical bills are discounted when paid by insurance. I would have to read the form to know precisely the purpose, but I guess it is so the other insurer can discover whether you have you own PIP coverage. PIP pays a certain amount of medical bills regardless of fault, and I believe the insurer does not have to be reimbursed out of you recovery (I may be wrong on this as PIP is not prevalent in SC) and I have not often dealt with it. The other insurer probably wants to know any source from which you can recover money for the injury. This could be important if your damages exceed the coverage. If I am wrong about PIP having a subrogation interest, they would need this iformation as they could be liable to reimburse the PIP insurer. There may be other reasons. I see no harm to you in giving them the information, but I cannot say this for sure since I haven't seen the form.
Answered on Sep 05th, 2013 at 4:01 PM