I am starting a small summer program. It really should not be dangerous to the kids participating, but it will be physical and I wanted to have their parents sign a waiver just in case. I have found a few general waivers online that seem like they would work fine, but I am wondering, should I hire a lawyer to write a waiver for me? Is that really necessary to limit my liability?
I can't answer this question because I do not know what the form waivers you have found say. Consulting a lawyer in this case would be a valid business expense, and might help give you peace of mind. (Please remember that some duties can not be bargained away, whatever the paper says.) Good Luck.
It never hurts to talk to a lawyer, but you might want to try running it by your liability carrier, first, and see if they have forms or how they would like you to handle it. Good luck.
In a word, yes hire a lawyer to write a waiver for you. The waivers you have found online may very well not be good enough, strong enough and specifically address the liability risks unique to your summer program. A good lawyer will draft a waiver that will be very protective of you.
No, you could just pay all the damages when one of the kids gets injured [kids get injured all the time]. A contract/waiver by the kids can not be enforced against them because they are not 18 and the parents can not legally waive their child's rights. You need to speak to someone to see what you are getting yourself into and whether it is worth it.
You can use a sample form. However, waivers can be fought and you do not want to take it upon yourself something that is not drafted to take care of your special situation. May be worth hiring an attorney.
You discuss an "exculpatory clause". You can look to the paperwork of comparable programs for examples of such language to use, but your best bet is to hire an attorney to do so who is mindful of your specific operations. The law may or may not allow the degree of exculpation you seek, but you should definitely alert the parents to risks.
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