If the driver was in the course of employment for the employer at the time of the collision, then the employer is vicariously liable for the negligence of the employee driver. This is basic agency law. The company vehicle is very likely insured under a policy issued to the employer, which will cover employee negligence for torts that occur in the course of employment. So, this generally means you are dealing with a commercial liability policy that will have a liability coverage limit of up to 1 mil, or more. You should be making claim with the insurer for the employer / owner of the vehicle. IF it becomes necessary to sue, remember there is a three year limitation of action statute in WA. If a suit is filed, then you can name both the employee driver and the employer / company / owner of the at fault vehicle as party defendants.
Answered on Jul 16th, 2013 at 8:29 PM