Worker's comp covers medical expenses and time out of work. You can go to any doctor you want. If you can't do the job, they can let you go, but you are still covered for as long as the injury prevents you from working. If you have a permanent injury, you may be able to get a "schedule award" which is based on a formula depending on the extent of your disability and your rate of pay, offset by payments that you have already received. If it comes to that, you should get some advice as to whether the schedule award is your best option. Depending on your situation, you may be better off getting disability payments and having your medical expenses taken care of. You mention that you work construction. Depending on what state this happened in, and the manner in which the injury occurred (e.g., a fall from an elevated height, or failure to provide safety equipment) you may be able to pursue the owner of the project, so you should get a consultation from a personal injury lawyer in your area. Personal injury lawyers offer free consultations.
Answered on Dec 05th, 2012 at 4:20 PM