QUESTION
Insurance low offer for pain and suffering
Asked on Feb 05th, 2013 on Insurance - North Carolina
More details to this question:
I was involved in an acciedent where I was at a red light and a car rear ended me. I had bad injuries to my neck back and even shoulder. I had to go to a chiropractor 3 times a week for 4 months to address these problems. Today the insurance company said they will pay my medical bills of $2570 and $750 for pain and suffering. Which is really low because my lost of wages by themselves is $1820. I did get the adjustor up to $1000 in pain and suffering which is still very low so I declined the offer at this moment. What should I do now?
1 ANSWER
Litigation Attorney serving Raleigh, NC
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Burns, Day & Presnell, P.A.
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Typically, it is worthwhile to hire an attorney to handle these types of claims. While you will have to pay the attorney a percentage of any recovery, I think there are plenty of studies out there that indicate that the client ends up with more if they hire an attorney. However, if you get too far along with negotiations with the insurance company, attorneys are going to be very hesitant to take on your case. I would suggest that you at least talk with someone now (attorneys don't charge for these types of consultations, or at least, they shouldn't charge). That way, you will know more about the process, what to expect, etc., and you can make a decision as to whether you should hire an attorney.
Either way, good luck going forward.
-Jay Mills
James J. Mills
2626 Glenwood Ave., Ste. 560
P.O. Box 10867
Raleigh, NC 27605
Telephone: 919.235.3824
Fax: 919.782.2311
www.burnsdaypresnell.com
Answered on Feb 07th, 2013 at 10:26 AM