I'm sorry to hear about this. Since your policy expired months ago, you likely cannot make a claim on your former insurance. However, since you were not at fault, you should be able to make a claim under the other person's insurance - the person who caused the accident. Their contact information and insurance information should be listed on the accident report. Contact them and make a claim for the damage to your car. If they do not have car insurance, then you are likely out of luck since you didn't have insurance either. Best of luck.
NOTE: This response is general in nature and should not be considered legal advice. No attorney-client relationship exists or is formed by this response.
Answered on Dec 10th, 2013 at 11:24 AM