I am sorry to hear about this. Unfortunately, if the person who caused the damage does not have any insurance, then it is likely that you may not be able to recover from him. Your best bet is to check and see if your insurance will cover the damages. Best of luck!
NOTE: This response is general in nature and should not be considered legal advice. No attorney-client relationship exists or is formed by this response.
Answered on Apr 08th, 2013 at 3:34 PM