QUESTION
Can an insurance company add people to someone else's policy, if the people added already have their own policy ? Same household, 2 different policies
Asked on Jan 25th, 2023 on Insurance - Florida
More details to this question:
My brothers car was stolen a month ago. His insurance policy took statements of all members that were home while the accident happened. The rep ended up adding myself, my husband, and my mother to his policy WITHOUT his approval and consent. My husband an I are living in the household temporarily and have a policy of our own. My mother is not licensed, and should not be on the policy at all.I'm not sure why they added an unlicensed driver to the policy. The insurance won't remove us, and his rate has gone up tremendously to $700 a month. Is this legal ? They keep saying all mebers living in the household need to be on his policy. We have the same Insurance Company by the way.
1 ANSWER
Consumer Debt Collector Harassment & Abuse Attorney serving Tampa, FL
Partner at
Tischhauser Law Group
2 Awards
Yes. Your presence in the house is an insurance risk, both as to no fault coverage and the potential that you might be using the car despite claiming otherwise. He was obligated to have advised the ins. co. of your residency. Your brother will need to get with his insurer to formally exclude you all from coverage to get the rates down.
Answered on Feb 09th, 2023 at 1:04 PM
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